A raft of global celebrations will mark Arthur’s Day and 250 years since the Irish brewer went into business.

Dublin’s St James’s Gate will host the hub of festivities to commemorate founder Arthur Guinness and patrons will raise their glasses at 17.59 to celebrate the historical signing of its lease in 1759.

Tom Jones, Estelle, Kasabian, Natalie Imbruglia and former Destiny’s Child band member Kelly Roland are some of the top names set to rock the Irish capital.

Model and socialite Jasmine Guinness, her father Patrick and siblings will be among the family members overseeing the celebrations at Guinness HQ.

But one of the eldest descendants of the famous brewer will be enjoying a more low key event at the site of the first brewery in Leixlip, Co Kildare. The Hon Desmond Guinness – the great, great, great, great grandson of Arthur – will be guest of honour at the town’s Courtyard Hotel.

The 78-year-old said the worldwide celebrations were emotional, and joked he and his wife Penny will stay at the Courtyard until the Guinness runs out. “It’s wonderful, it is very exciting,” said Mr Guinness.

Cat Deeley and Boyzone’s Ronan Keating will present the main concert at the Guinness Storehouse, which will be streamed live via Sky television to thousands of pubs throughout the UK on the day.

A host of artists will also perform at celebrations in 28 intimate pub venues across Dublin and in Lagos, Cameroon and Kuala Lumpur.

The Guinness brand, now owned by multinational drinks giant Diageo, is recognised around the world. The brewery was founded after Arthur Guinness secured a 9,000 year lease on the St James’s Gate site for the annual sum of £45.

Thanks to Richard Branson, one lucky fellow will tap the malty brew’s semiquincentennial with a Virgin Galactic flight and a zero-gravity pint. (We’re buying everyone a round if the winner says, “One two-step pour for man, one foamy head for mankind.”) The rest of the Diageo-organized, St. Paddy’s Day — style celebrations honoring Arthur Guinness will be earthbound, taking place everywhere from Dublin to New York to Lagos. (Nigeria is Guinness’s No. 2 market behind Ireland.) Concerts will be simulcast to pubs — the Black Eyed Peas headline in Kuala Lumpur — and at 17:59 local time, everyone will hoist one. Urrrrrrp. — DL

ARTHUR’S DAY: THE 250TH BIRTHDAY OF GUINNESS BEER

Many banks have started using social websites to help them with everything from healing the financial industry to promoting their latest credit cards. By embracing the most popular tools available, the industry has also been embracing the best of what social media culture has to offer, and smaller, community banks seem to be leading the charge when it comes to social media innovation.

This post profiles some U.S. banks that have used social media in their marketing and communications plans in some interesting and successful ways. These banks have tapped into the root of what social media means to the community, enjoying success in the way of returning real value for their institutions.

1. Community Building

Banks are not usually known for building warm and fuzzy communities around their products and services. When we think of banks, we often think of impersonal bankers in pinstriped suits denying customers their request for a car loan or a mortgage. The world is changing, though, and even banks are trying to foster community rather than appear monolithic and imposing. Focusing on customer service and adopting the personality of the people they serve, community banks and credit unions can really teach the big guys a thing or two about what it means to be close to customers. Community building is something that banks should be doing more of because many of the most important touch points in our lives from attending college, to buying our first cars and building a home, to starting a business and saving for retirement all involve a relationship with a bank.

Missouri Bank, known popularly as Mobank, is a financial institution with a cool vibe that makes them a natural fit to utilize social media. They serve an eclectic customer base of visionaries and artists — people known to take chances, and though they have only three branches, they’re located in areas where people are invested in the community. They’re not using social media to “sell” anything, but instead utilize social media as a way to build upon the community-minded philosophy that they have spent years developing. Hip, young and cool, the bank parlays that image on a Facebook Page that acts as an online neighborhood for their customers to interact with each other and the bank – much like their branches.

“Being a Mobank customer is very much like being part of the ‘in group,’” said Grant Burcham, the bank’s President and CEO. “Our customers see each other in business, civic and social settings. Those networking opportunities are a great benefit of being a Mobank customer. As they embraced social networking, they expected to see us there.”

Mobank did have to consider the reputation management implications of launching a Facebook Page where anyone can post anything about the bank in the public sphere. Ultimately, they decided that they were confident with their customer relationships and that if someone was going to talk about Mobank negatively in a public forum, they’d find a way, but if it happened on a Page that the bank managed, they could respond to any concerns on the spot.

2. Product Research

Whether you’re crowdsourcing to find out what customers think of your services or using social media as one tool in your arsenal to enlist customers to help develop new products, a social network is an undeniably powerful research and development resource.

Social media was a big part of formulating a new and popular type of checking account at 1st Mariner Bank. The company’s marketing department used social media tools to take a look at their customer’s needs and used that to build new products and services.

Steven L. Kruskamp Jr., E-Commerce Marketing Manager for the bank, said that the bank asked through social networks what was needed most in their marketplace. The bank was able to use social communications tools and online surveys to develop a financial life cycle for their customers and identify that many people today establish a long lasting relationship with a bank in their late teens. They also found that parents are a major influence in the decision of which bank people ultimately decide to use. At the time, they didn’t have an attractive account to market to both parents and 18-25 year olds. With more research using social tools, they identified which features and benefits were important and which combination would give them a competitive edge.

3. Customer Service

Social media has become a great customer service tool across many industries and banking is no exception. However, not all banks are so proactive. A study done by the American Bankers Association found that four out of ten banks polled said that they avoid discussing specific products and services in their social media efforts.

But for banks that are more active in engaging with their customers over social media channels about their products, real-time search can be helpful in addressing problems with customers. In other cases, a visible Twitter account can be a quick and easy first step in the customer service chain when people want to get specific information.

Bank of America sees many of the same questions on Twitter that they get on typical channels like via telephone or in person, according to David Knapp, who runs the bank’s Twitter account, but they are starting to see social spaces as a potential channel of choice for customers to get the information they need. However, because of the sensitive nature of banking and the openness of social media, customers need to be careful when sharing information with customer service reps on social channels. On Twitter, Knapp regularly takes conversations private using direct messages and from there to more secure communications channels to gather sensitive details.

Though Knapp and Bank of America are now seeing much positive feedback on their Twitter account, when they first opened credibility was an issue. “When we first entered the space our credibility as a representative of Bank of America was a challenge,” Knapp said. “But as we began to help customers, and social media sites picked up our work, our legitimacy grew.”

As Wachovia is absorbed into parent company Wells Fargo, the legacy division at the bank still continues. Tim Collins, the SVP of Experiential Marketing, uses social media not only to service Wachovia customers but to answer questions about the status of the merger between the two banks. The bank had been involved with listening on social media for years before they decided to open a Twitter account, which they use to help customers with questions related to checking products and online banking. Wachovia has now fully embraced social media as a way to communicate with customers, even going so far as to create a special set of hashtags for the bank on Twitter.

It took them a couple of tries to get social media right, however. Collins cited one very interesting miss in providing customer service through social media for Wells Fargo. Their first program, called “Stagecoach Island,” was piloted in Linden Lab’s Second Life platform. “We quickly realized that our customers would feel more comfortable on a more flexible platform,” said Collins.

4. Marketing & Promotion

Banks that are using social media to brand themselves or to market a specific product or service have found success by integrating social tools into their existing campaigns or creating new ones that capitalize on the spirit of the community. Whether it’s by making the bank synonymous with solid financial advice or giving people the power to do some good in the world, banks have been finding that immersive marketing techniques using social media tools have brought solid results.

Jeff J. Gahnz, Vice President of Marketing and Public Relations at Nicolet National Bank realized that as a small community bank, their competition could afford to spend his entire marketing budget in one week-long campaign. But as he sat in a meeting and listened to the CEO of the bank explain something extremely complex in a matter of five minutes, he wondered how many people would want to be in that room to hear what he said. They realized that ideas they talked about in meetings could be shared with others using social media channels, and it would be a way to create value for customers that required only a small investment. The bank shares ideas and information through its blogs and audio and video podcasts on a community hub called The Vault.

Citi is one of the big banks using social media to build a community around its brand. As might be expected for such a large financial institution, different divisions have shown themselves to be more independent and innovative than the rest. Citi Credit Cards, for example, has launched a campaign that centers on the power of harnessing your Facebook network. Their Make a Difference, One Friend at a Time program combines the friends in your networks and charitable giving by promising to donate $50 to the charity of your choice for every approved credit card application your refer through your social graph.

First National Bank of Omaha (FNBO), an online-only bank, encouraged customers to utilize the ease of transferring balances online to maximize the interest they earn on the money in their bank accounts via an innovative social media marketing campaign called the Pay Yourself First Challenge. The campaign helped customers develop a personalized saving plan, and FNBO utilized a number of different social media outlets, including YouTube, Facebook, Twitter, MySpace, iTunes and blogging to get the word out.

The challenge involved five contestants competing to reach a savings goal. The bank recruited contestants by having them submit videos via YouTube describing their saving goals, and during the competition each contestant blogged about his or her progress. FNBO chose the winner based on a combination of reaching their goal and online votes. The contest helped to create awareness for their brand and showed current and potential customers how they can use FNBO’s online banking tools to become more successful savers.

5. Transparency

The current financial crisis has led many customers to distrust banks, which is one reason why many banks are now turning to social media as a way to become more transparent to customers and build trust. David Armano, Senior Partner at Dachis Corporation, says that banks are like every other institution facing the evolution of the networks and websites providing empowerment to individuals, and that they must adapt to join the conversation. “Banks also dealing with trust issues may accelerate that change,” he said.

Nicolet National Bank has used social media in order to be more transparent, said Jeff Gahnz. The President of their bank answers questions directly on their blog, for example, and they have helped people with mortgage questions, business loan queries, and general finance questions. They have also blogged their thoughts on the Troubled Asset Relief Program (TARP), where the money has gone, and why their bank participated.

“Right now, in Washington, the phrase you hear most often with banking and finance is transparency,” Gahnz said. “We are leaders in this area because of social media.”

For FNBO, the emergence of social media has allowed for more opportunities to communicate with their consumers, which is important to them. They understand the benefit of participating in the conversations that are already happening online, rather than avoiding or attempting to control them.

“Banks could potentially miss opportunities to mitigate risk … by choosing not to participate in social media,” said a bank spokesperson. “As a result, we recognize the value of a controlled and closely managed approach to social media as one of the many ways that we can be transparent with our customers and prospects.”

More business resources from Mashable:

- 5 Easy Social Media Wins for Your Small Business

- HOW TO: Use Twitter Hashtags for Business

- Tweetable Eats: What Street Vendors Can Teach Businesses About Twitter

- HOW TO: Build Your Company’s Profile on LinkedIn

- 6 Must-Follow Steps for Selling in Any Economy

Image courtesy of iStockphoto, Henrik5000

Tags: banking, banks, business, List, Lists, social media, transparency

Quick Pitch: RentShout advertises rental listings on directories and sites around the web, delivering widespread online visibility right where renters are searching.

Genius Idea: If you need to sublet, rent, or sell a home, apartment, or office, you want to do it fast. Every day that place isn’t filled, the more potential income you lose. Just ten years ago, you’d post a listing to your newspaper classifieds. Now, there’s social media and Craigslist, but it can still take too long, especially if you are managing multiple properties.

RentShout combines social media distribution of housing and rental listings with speed, simplicity, and analytics. The core of RentShout is to get your listing onto dozens of directories and websites – including CraigsList – but it comes with features such as video syndication and Click-To-Call which make it stand out as a way to distribute your listings.

Getting listings up is simple. Add the details, add pictures, pick your template (for simple HTML listings), and then pick your package. Advertising a single listing on 60+ social media sites and directories costs $29.99, while five costs $90.00. If you consider that rent typically costs more than $29.99 per day, it can be well worth your money.

The rent listing tool also includes renter performance reports, which shows information on who is clicking and how often. You can also attack rental applications directly to your add, but we like the Click-To-Call feature the most. If a renter is interested, they can click the button to send you a text message with their phone number. It’s a lightning-fast way to connect with a potential lead and lock down a deal.

RentShout is effective because it simplifies the advertising process. You get listed in a range of housing directories that goes well beyond Craigslist. You can get a professional-looking listing up and running in minutes. Combine that with analytics and Click-To-Call, and you have a time-saver and a money-saver as well.

Like many confirmation numbers we use daily, from bus tickets to software purchase codes, Social Security numbers are assigned based on a formula that uses two inputs to generate a code. The inputs for SSNs are state of birth and date of birth, two things that most people have made available on social networking sites. That alone isn’t dangerous.

The government enables the other half of the caper by making the SSNs of deceased Americans available publicly in a database called the Death Master File. This file was created to help institutions detect bogus Social Security numbers on tax and benefits forms, but it also provides a massive test dataset for someone trying to reverse engineer SSNs. Using the Death Master File, CMU engineers were able to determine which parts of the numbers correlated to which of the facts about a person’s birth. When they applied their algorithm to SSNs in the DMF that they hadn’t tested, they could accurately guess the first five numbers of a given SSN with up to 90% accuracy in smaller states, where the pool of numbers is smaller.

According to ArsTechnica, cracking the last four digits of an SSN, which are seemingly assigned at random, cuts the rate of accuracy considerably; the authors of the study were able to get a number right only after about 10 tries, more than enough failed tries to lock out an IP address on most banking sites. But they note that a botnet working in concert could attack smaller states with alarming alacrity–a virally-controlled network of 10,000 machines could crank out the identities of residents of the State of West Virginia at around 2,800 a minute, based solely on basic information from Facebook. It might be time to abandon the SSN as our primary credential in favor of something more comprehensively secure.

newsletterPromo(”Technology”,
“right”);

[Via ArsTechnica]

Below is a list of 15 games that are good ways to keep kids busy in the car, on the plane, or while waiting for a table at the restaurant. Many are free or have free versions, and none cost more than $2.99. We’ve broken the list up into 3 sections based on your child’s age, and linked to the free version when available. There are hundreds of iPhone apps that are great for kids, so please feel free to share your children’s favorites in the comments!

Toddlers

Where’s Gumbo (Free/$1.99) – Where’s Gumbo is an interactive storybook that resembles the “lift the flap” board books. The object for toddlers is to explore various scenes and peek behind objects in their quest to locate Gumbo, a lost dog. Gumbo and other animals are randomly placed behind each flap, so the experience is never quite the same each time your child plays.

Memory Match (Free/$0.99) – A simple memory game suitable for kids, Memory Match features fun, kid-friendly animal pictures and is great for toddlers to develop image recognition and motor skills. The free version is ad supported.

Peekaboo Barn (Free/$0.99) – In this educational app, children are asked to guess which barnyard animal is hiding behind the barn doors based solely on the sound the animal makes.

Balloonimals (Free/$1.99) – This is an app that absolutely delights little kids. Children blow into the iPhones microphone to inflate their balloon and shake the phone to assemble an animal, then they can interact with it by petting it and making it do tricks. The free version comes with T-Rex.

Colorama ($0.99) – There are a bunch of coloring book apps to try on the iPhone, but Colorama, which comes with 53 drawings for kids to color in countless ways, is one of the best. Finished colored-in illustrations can be saved to your iPhone’s camera roll so they can be emailed.

Younger Kids

Dizzybee (Free/$2.99) – Dizzybee is a fun and unique accelerometer game in which players are challenged to help Dizzybee solve puzzles and overcome obstacles in order to save his fruit friends.

Brain Toot (Free/$0.99) – This is a fun brain training app, filled with educational mini-games designed to exercise your neurons. Brain Toot, because it has some math games, is probably only suitable for children who have reached a certain point in their schooling.

Topple (Free/$0.99) – Topple is a stacking game. The goal is to stack pieces as high as you can before the time runs out. The higher you go, the more precarious your stack gets, and the pieces have funny facial expressions that give you clues as to how you’re doing. Topple is free, but the second version (Topple 2) is 99 cents.

Scoops ($1.99) – Another stacking game, Scoops differs from Topple in that it uses the accelerometer and has tilt-based controls. Try to keep your stack of ice cream scoops growing, but remember to avoid the falling onions!

PopMath ($0.99) – PopMath is a great educational math game in which players are presented with both problem and answer bubbles. The object is to pop bubbles by touching first the math problem, then the correct answer. Popping bubbles narrows your choices for the remaining problems. The game supports addition, subtraction, multiplication, and division problems.

Older Kids

Word Scramble (Free) – Scramble is a great free game from Zynga, which if their menu screen stats are accurate, has over 1.5 million players. The game is a simple word search — race against the clock to find as many words (of at least 3 letters) as you can. Longer words score more points. The game has a “play and pass” mode, so two or three kids could share a single iPhone and play against one another.

Sudoku (Free) – I never could get into the Sudoku craze, but many of my friends spend hours a week solving them. I’m told that the free Sudoku app from Mighty Mighty Good Games is one of the best.

Bejeweled 2 ($2.99) – The beloved classic gem-swapping puzzle game Bejeweled is even more fun on the iPhone. Something about clicking the jewels with your fingers and actually swapping them with a swipe motion gives the game a visceral feel that it previously lacked. The graphics are also great.

Flight Control ($0.99) – Flight Control is a really fun little puzzle game in which players are challenged to direct air traffic and land planes while avoiding crashes.

Pandora (Free) – Unlimited custom radio stations. Need we say more? The Pandora iPhone app + headphones = hours of silent bliss during long car rides (just stay out of 3G deadzones!).

Tags: bejeweled, games, iphone, iphone apps, iphone list, Kids, pandora

Yet despite its spam woes, Twitter has somehow avoided an overflow of content from one of the Internet’s biggest industries: porn. Well, until recently that is. An interesting article in MediaPost describes both marketers and Twitter users noticing an increase in pr0n-related spam, and they are not liking it. The issue makes us wonder: should Twitter stamp out pornography; and how should they go about it?

Twitter Users’ Feedback on Pornography

The MediaPost piece essentially quotes some of Twitter’s active marketers on the issue of Twitter and porn. What they have to say, though, is not pretty at all. While you can guess how users react in the piece, Ben Smith of MerchantCircle sums up the problem best:

MerchantCircle has begun to offer a portfolio of local city-specific coupons via Twitter feeds. “As we have found with any new communication form, pornography and other types of issues creep in,” says Ben Smith, MerchantCircle CEO. “The problem with this type of activity is that it undermines the trust in the communication channel, which will have a disastrous effect on the channel.”

Has pornography taken over Twitter? No, not by a longshot. Is it a growing problem? Absolutely. Things like Twitter porn trojans make it clear that Twitter is not impervious to porn-related spam and malware.

What Do Twitter’s Terms of Service Say?

We took a look at the Twitter Terms of Service, which governs user interactions with the Twitter platform. While it mentions that they can “remove Content and accounts containing Content that we determine … are obscene or otherwise objectionable,” it makes no specific reference to pornography.

Compare this to the terms of service of other social media companies, such as the Facebook Statement of Rights and Responsibilities, which specifically states the following:

6. You will not post content that is hateful, threatening, pornographic, or that contains nudity or graphic or gratuitous violence.

Does this mean that Twitter doesn’t care about porn? Absolutely not – Twitter has addressed pornography spam in the past and we doubt that it would let the Internet’s underground industry tarnish its strong reputation.

And yet Twitter needs to monitor the situation. Porn should not be acceptable on Twitter, especially an open platform that millions of companies and users use for business and marketing every single day. It may be a relatively small issue now, but it will grow more prevalent unless they put a stop to the problem early. It’s easy to forget just how much of the Internet is entirely porn.

First though, Twitter needs to build a search spam solution ASAP. It’s all part of the same core problem that Twitter will need to address.

Tags: porn, pornography, twitter

The plane, en route to Santa Monica Airport, instead touched down at Van Nuys Airport after the pilot reported the smoke coming from the instruments.

Schwarzenegger, who has been TwitPic-ing many of his trips around the state, posted an image of the plane on the runway after the landing, along with the Tweet: “A little adventure just now when my plane made an emergency landing. All’s ok, though.”

Emerging Ecosystem

[via CNN]

Tags: twitter

Collecta, which launches today, is also tackling real-time search, but their search engine uses XMPP technology and works to keep pace with information as it happens — faster than we’ve ever seen before — on blogs, Twitter, Flickr, YouTube, news sites, and various other social sites.

At its core, Collecta is a search engine, but with the primary purpose of being completely real-time. So just type your search query, and watch as Collecta returns photos, videos, tweets, status updates, news items, and blog posts from across the web, and displays them in a constantly updating stream.

Collecta’s interface is incredibly user-friendly, so searches show up on the left-hand side of the page, search results appear in the middle, and then selected item content appears on the right. For each search, users can opt to include stories, comments, updates, photos, and video, or a combination of options. Plus, should the flux of results become overwhelming, you can opt to pause the stream.

Obviously the flow of information will be proportional to the popularity of your query, but we see Collecta as being a powerful resource for keeping up with important real-time events as they unfold — #iranelection for one — but with the added perspective of an aggregate web view. It has the fast-paced feel of real-time FriendFeed, with more utility than Twitter search or the several other social search sites already in existence.

We’re definitely impressed with Collecta’s real-time search engine, and we think they’re part of a movement that will help push more application developers to support search that keeps pace with the real-time web. Who knows, maybe Google will even step into the fray with something killer soon, and don’t forget that revamped Facebook search is pending too.

See also: 6 Twitter Search Tools Compared

Tags: collecta, real-time, Search, social search, XMPP